Employee Benefits

BENEFIT

NOTES

EMPLOYEES AFFECTED

Public School Retirement

System (PSRS) Certified Staff

· State mandated 14.5% deduction

· Matched by the District

· Vested after 5 years

· Questions – Contact 573-634-5290 or www.psrs-peers.org 

All certified staff who work 17 hours per week or 600 hours per year

Public Education Employee  Retirement System (PEERS) Non-Certified Staff

· State mandated 6.86% deduction

· Matched by the District

· Vested after 5 years

· Questions – Contact 573-634-5290 or www.psrs-peers.org

All non-certified staff who work 20 hours per week or 600 hours per year

Health Insurance

· Base Plan 

· Buy-Up Plan

· H.S.A. 

· Retirees may retain membership by paying premiums within a year of their retirement.

All staff who work 20  hours per week

Dental Insurance

· Voluntary-At employee expense

· Three plans

Low Plan: Preventive and Basic service only

Mid-Plan: Preventive, Basic and some Major services.

Buy-Up Plan: Preventive, Basic and Major services

· Annual maximum coverage of  $750 (Low and Mid Plan) or $1000 (High Plan).

All staff who work 20 hours per week

Life  Insurance

· Board of  Education paid benefit

· Amounting to the nearest thousand dollar figure above current salary

· Additional coverage may be purchased at the time of employment

All staff who work 20  hours per week

Professional Liability Insurance

· Protects employees against damage and injury claims while they are acting within the course and scope of their assigned duties as established by the District. 

All Staff

Long Term Disability Insurance

· Board of Education paid benefit

· 60% of salary for qualifying employees

· Effective after 90 day elimination period (runs concurrently with sick leave)

All staff who work 20  hours per week

Section 125 – Premiums

· Premium savings with before tax dollars

· No fee

All staff who work 20  hours per week who have health insurance and dental insurance premiums

Section 125 – Medical and

Dependent Care

· Flexible spending for medical and dependent care

· $3.00 monthly fee

All staff who work 20 hours per week.

403B/457B

· CSD Retirement Trust

administered by Corebridge Financial

· Contact an Enrollment Specialist at 888-569-7055

All staff who work 20 hours per week

Workers Compensation

State mandated

· Covers medical care and prescriptions.  (District policy requires employees to use accumulated leave to attend medical treatment, therapy, etc, when during work time.)

· Provides 2/3 of the average weekly wage if employee cannot work

· Effective 3 days after injury

· Sick leave, district leave or vacation can not be used if compensated by workers' compensation

· Questions –Contact Benefits Office 659-3014

All staff with job-related injuries

• Federally mandated by the Family Medical Leave Act
• Up to 12 weeks of unpaid leave allowed for birth/adoption of a child, serious health condition of employee, or serious health condition of member of immediate family who requires care of employee
• BOE paid insurance and other benefits continued during leave.
• Employees able to use any available leave during leave
• No loss of seniority

• Employees who have worked 12 months previous to the leave and who have worked at least 1250 hours during the 12 months before the leave
• Contact Benefits Office to see if you qualify for FML
• Employees must request FML through online form in Records or in writing through the Benefits Office, 573-632-3441

• 12 days per school year for illness as outlined in Board Policy GCBDA
• Plus one (1) day for each additional full contract month beyond the nine month calendar
• 2 days of sick leave allotment may be used  for Personal use as outlined in Board Policy GCBDA
• Personnel who have been with the district at least 16 years may choose to use 4 days of their annual sick leave allotment as personal leave.

• Confidential employee assistance.  24/7 support from ComPsych Guidance Resources
• 877-595-5281

• Capital Region Physicians Center for Mental Wellness

• 5 days for death of spouse, child, household member
• 2 days for death of parents, children' spouses, grandparents, grandchildren or siblings.
• Any additional days used will come from sick leave or personal leave.
• Paid at daily rate

•  May not exceed 3 days for certified employees, nurses and secretaries

• Paid at a daily rate

• Paid at a daily rate

• May have more than one direct deposit account 

• Professional organization dues, JC Schools Foundation, United Way, etc.