Prescriptions


Specialty medications are high-cost drugs that are often injected or infused and require special storage and monitoring. These medications must be obtained through OptumRX specialty pharmacy and are limited to a 30-day supply. specialty medications are noted with the "SP" indicator on the formulary and will be subject to the Specialty co-insurance listed in the chart below.
OptumRx is offering this updated list of no-cost Preventive Care Medications. These products are available at no cost to you on both standard and high-deductible health plans.
You can use your UMR/OptumRx member ID card to get the products on this list for no cost if they are:
- Prescribed by a health care professional
- Age- and condition-appropriate
- Filled at a network pharmacy
Prescription Drug Coverage
How the Medical Plans Cover Prescription Drugs
| Prescription Coverage | Health Savings Account (HSA) Plan | Base Plan | Buy-Up Plan |
| Retail Prescriptions | $10 Copay per prescription* | $10 Copay per prescription | $10 Copay per prescription |
| (up to 31-day supply) | |||
| Generic drugs | |||
| Preferred brand drugs |
20% up to $100 per script maximum* |
20% up to $100 per script maximum | 20% up to $100 per script maximum |
| Non-preferred brand drugs | 20% up to $200 per script maximum* | 20% up to $200 per script maximum | 20% up to $200 per script maximum |
| Specialty Prescriptions (up to 31-day supply) |
20% up to $300 per script maximum* | 20% up to $300 per script maximum | 20% up to $300 per script maximum |
| Retail 90 Prescriptions | $20 Copay per | $20 Copay per prescription | $20 Copay per prescription |
| (32-90-day supply) | Prescription* | ||
| Preferred brand drugs |
20% up to $200 per script maximum* |
20% up to $200 per script maximum | 20% up to $200 per script maximum |
| Non-preferred brand drugs | 20% up to $400 per script maximum* | 20% up to $400 per script maximum | 20% up to $400 per script maximum |
| Mail Order Prescriptions | $20 Copay per prescription* | $20 Copay per prescription | $20 Copay per prescription |
| (32-90-day supply) | |||
| Generic drugs | |||
| Preferred brand drugs | 20% up to $200 per script maximum* | 20% up to $200 per script maximum | 20% up to $200 per script maximum |
| Non-preferred brand drugs |
20% up to $400 per script maximum* |
20% up to $400 per script maximum | 20% up to $400 per script maximum |
* How the medical Health Savings Account Plan covers prescription drugs:
Under the Health Savings Account Plan, you will pay contracted cost of covered prescription drugs until you meet the medical deductible. Medical and pharmacy expenses are subject to the same medical deductible. After you meet the deductible, you pay the copay or coinsurance of covered prescription costs until you reach the combined medical and prescription drug out-of-pocket maximum.
HSA Pharmacy Plan now includes the HSA Preventive Generics Medication List
All Plans = Mandatory Generic when available - Member pays the difference
