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Medical InsuranceThree medical plans are offered to full-time employees of JC Schools. Click on the links below for plan summary information:Contact UMR Member Services for claim inquiries, request copies of ID card, explanation of benefits, etc: 800-826-9781 www.umr.comGroup #76410722From your phone you can access your benefit and claim information, as well as your medical insurance ID card, by going to UMR's mobile site: UMR On The GoLearn how to find the right provider for you by watching this video about UMR's provider search tool:Teladoc services now available include general medicine, dermatology and behavioral health:
- call 800-TELADOC (800-835-2362) or visit Teladoc.com
- Teladoc health benefits summary
- Teladoc: How to set up your Teladoc Health account
Medical Plan Comparison Summary 2024-2025Benefit Design
$1000 Base Plan
$500 Buy Up Plan
$1600 HSA Plan
Deductible (Plan Year):
$1,000
$500
$1,600
Individual
Family
$2,000
$1,000
$3,200
Coinsurance:
80%
90%
100%
Total Out of Pocket Max:
$3,000
$1,500
$3,200
Individual
Family
$6,000
$3,000
$6,400
Physician Office Visit:
$25
$25
$25 after Deductible
Specialist Office Visit:
$35
$35
$35 after Deductible
Teladoc Visit:
$15
$15
$15 after Deductible
Emergency Room:
Deductible / Coinsurance
Deductible / Coinsurance
$100 after Deductible
Urgent Care:
$50
$50
$50 after Deductible
Inpatient Hospital:
$100, then Ded / Coins
$100, then Ded / Coins
$100 after Deductible
Outpatient Surgery:
Deductible / Coinsurance
Deductible / Coinsurance
Deductible
Prescription:
$10/30/50
$10/30/50
Deductible then $10/30/50; Specialty: $75 or $125
Specialty: $75 or $125
Specialty: $75 or $125
Employee Monthly Premiums:Monthly Medical Premiums
Base Plan
Buy Up Plan
HSA Plan
w/o Wellness w/Wellness
w/o Wellness w/Wellness
w/o Wellness w/Wellness
Employee only
$55 $25
$100 $70
$5 $0 **
Employee & spouse
$540 $510
$630 $600
$450 $420
Employee & children
$390 $360
$460 $430
$315 $285
Family
$875 $845
$990 $960
$755 $725
** The Board will contribute $25 per month into your HSA account.
Other helpful links:- Link to bswift - JC Schools Online Benefits System
- Healthcare Terminology
- 10 Things You Should Know About Health Savings Accounts
- UMR Provider Search and Cost Transparency Tool
- How the Family Deductible Works
- Contracted Breast Pump Suppliers
- Reviewing UMR's Explanation of Benefits (EOB)
- Adult Screenings and Immunizations
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UnitedHealthcare, UMR and HealthSCOPE Benefits create and publish the Machine-Readable Files on behalf of Jefferson City School District. To link to the Machine-Readable Files, please click on the URL provided: transparency-in-coverage.uhc.com
Beginning July 1, 2022, an employer may locate and view their Machine-Readable File information. To do so:- Hit Ctrl-F on your keyboard to bring up a search bar.
- Type in your employer name and the associated MRFs will appear.
- Example: 2022-07-01_customer name_Choice-Plus_in-network-rates.json.