• Buy-Up Plan

    Click on these links to view a schedule of benefits covered for the Medical Buy-Up Plan:

      Buy-Up Plan - UMR Benefit Summary

      Buy-Up Plan Summary of Benefits & Coverage - Health Care Reform Document  

    Benefit Design

    Medical Buy Up Plan

    Deductible (Plan Year):

    $500

    Individual

    Family

    $1,000

    Coinsurance:

    90%

    Total Out of Pocket Max:

    $1,500

    Individual

    Family

    $3,000

    Physician Office Visit:

    $25

    Specialist Office Visit:

    $35

    Teladoc Visit

    $15

    Emergency Room:

    $100, then Ded / Coins

    Urgent Care:

    $35, then Ded / Coins

    Inpatient Hospital:

    $100, then Ded / Coins

    Outpatient Surgery:

    Ded / Coins

    Prescription:

    $10/30/50  

    Specialty:  $75 or $125
       

    Employee Monthly Premiums:

    Monthly Medical Premiums

    Buy Up Plan

    w/o Wellness   w/Wellness

    Employee only

    $100         $70

    Employee & spouse

    $630         $600

    Employee & children

    $460         $430

    Family

    $990         $960
     

     

    Teladoc services now available include general medicine, dermatology and behavioral health: