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HSA PlansClick on these links to view a schedule of benefits covered by the Medical HSA Plan:Health Savings Account ContributionsNeed to change the amount of your monthly health savings account contribution? Simply login to Bswift then click the link in the red box to submit your change requestCalendar year maximum health savings account contributions for 2025:
- Individual: $4,300
- Family: $8,550
- Catch-Up for age 55 or over: $1,000
Qualified Healthcare ExpensesThe Internal Revenue Service determines what expenses can be reimbursed and what cannot. View the IRS publication for a full list of qualified and nonqualified healthcare expenses: View IRS Publication 502 for a full listPlan DesignBenefit Design
HSA Plan
Deductible (Plan Year):
$1,650
Individual
Family
$3,300
Coinsurance:
100%
Total Out of Pocket Max:
$4,125 (deductible, copays, coinsurance)
Individual
Family
$8,250 (deductible, copays, coinsurance)
Physician Office Visit:
$25 after Deductible
Specialist Office Visit:
$50 after Deductible
Teladoc Visit:
$15 after Deductible
Emergency Room:
$200 after Deductible
Urgent Care:
$50 after Deductible
Inpatient Hospital:
$100 after Deductible
Outpatient Surgery:
Deductible
Prescription:
Deductible then:
Generic $10
Preferred brand 20% up to $100
Non-preferred brand 20% up to $200
Specialty: 20% up to $300
Employee Monthly Premiums:
Monthly Medical Premiums
HSA Plan
w/o Wellness w/Wellness
Employee only
$10 $0 **
Employee & spouse
$490 $460
Employee & children
$340 $310
Family
$820 $790
**The Board will contribute $20 per month into your HSA account.Teladoc services include general medicine, dermatology and behavioral health:- call 800-TELADOC (800-835-2362) or visit Teladoc.com
- Teladoc health benefits summary
- Teladoc: How to set up your Teladoc Health account
Other helpful links:- HSA Central's website
- The HSA Central Mobile App
- HSA's - Withdrawal and Spending Rules
- Tax Benefits of an HSA
- IRS list of eligible medical and dental expenses
- IRS health savings accounts details in publication 969
- Investing Your HSA Funds
- HSA Preventive Generic Medications List